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Statement Savings Account |
Money Market Access Account |
Premium Money Market Access Account |
Money Market Deposit Account |
| This savings plan is ideal for you if you are looking for... |
A basic savings account that allows you to maintain daily access to your money, without high minimum balance requirements. |
An account that earns competitive money market interest and allows the convenience of accessing your funds by check. |
A convenient access to your funds AND a savings account that rewards you with a premium interest rate for banking with First Federal Bank. |
An account that earns competitive money market interest rate without the need to maintain a minimum balance to earn interest. |
| Will I earn interest on the money in my account? |
Yes. |
Yes, tiered interest rates & APYs* starting at balances of $2,500. |
Yes, tiered interest rates & APYs* starting at balances of $2,500. |
Yes, tiered interest rates & APYs.* |
| Must I maintain a monthly minimum balance? |
Yes, $100. |
No. |
No. |
Yes, $1,000. |
| Will I be charged a monthly maintenance fee if I fall below the minimum balance? |
Yes, $1 fee unless you are under 18 years of age or a college student. |
No. |
No. |
Yes, $6 fee. |
| Am I required to have additional relationships with First Federal Bank for this account? |
No. |
No. |
Yes, you must have a First Federal Bank checking account and one of the following: Any type of loan, Any type of deposit account, Trust Account, Direct Deposit, Auto Pay, or be an OnLine Bill Pay user. |
No. |
| Can I receive a debit card with this account? |
Yes, if this account is linked to a First Federal Bank checking account. |
Yes. |
Yes. |
Yes. |
| Are there any transaction limits with this account? |
Transfers to another First Federal Bank account or third party are limited to 6 per statement cycle.
Unlimited transactions in person at a First Federal Bank office or ATM |
Checks and transfers to another First Federal Bank account or third party are limited to 6 per statement cycle, with a maximum of 3 withdrawals by check. (Excess check usage fee of $10 per check for each check written in excess of 3 per month.)
Unlimited transactions in person at a First Federal Bank office or ATM |
Checks and transfers to another First Federal Bank account or third party are limited to 6 per statement cycle, with a maximum of 3 withdrawals by check. (Excess check usage fee of $10 per check for each check written in excess of 3 per month.)
Unlimited transactions in person at a First Federal Bank office or ATM |
Checks and transfers to another First Federal Bank account or third party are limited to 6 per statement cycle, with a maximum of 3 withdrawals by check. (Excess check usage fee of $10 per check for each check written in excess of 3 per month.)
Unlimited transactions in person at a First Federal Bank office or ATM |
| What is the minimum to open this account? |
$5.00 |
$500.00 |
$500.00 |
$1,000.00 |
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