SJS Investment Consulting, Inc.
First Federal Bank Wealth Management began working with SJS Investment Consulting, Inc. in 2004. This partnership allows First Federal Bank to continue to focus on personalized relationships with each client and record keeping for their investment portfolios, while SJS Investment Consulting manages the investments and performance reporting.
SJS Investment Consulting, Inc., located in Sylvania, Ohio, was founded in 1995 to provide institutional quality investment services to clients with portfolios of $1 million or more. Their clients include business owners, professionals, executives, corporate plan sponsors, public entities, charitable foundations and trusts. Their professional team advises and manages approximately $800 million in assets as of September 2009.
SJS Investment Philosophy:
- Disciplined, strategic allocation investment style
- Academically grounded, time-test practices
- Portfolio design (asset allocation) determines performance
- Maximize return for client's risk tolerance
- Minimize investment expenses and trading costs
Money Concepts
Money Concepts was founded in 1979 with the corporate mission of providing professional financial planning to everyone through professionally trained, client-oriented men and women. Today, Money Concepts is a worldwide network of financial planning centers keyed to individual, family and business financial planning with the client being the central focus. Through their relationship with Money Capital Concepts Corp., a broker dealer and member of FINRA and SIPC, they offer a myriad of financial service products on a completely independent basis.
Corporate Philosophy:
Integrity - We pledge soundness and honesty in all our dealings with clients and companies with whom we affiliate.
Commitment - We regard all associations as a trust and give our total attention to the best interest of our clients, now and in the future.
Fairness - We insist that all arrangements must work equally well for all parties in both human and financial terms.
Credibility - We will not associate ourselves with products or services we cannot believe in and use with pride and integrity.
Opportunity - We will constantly be alert to changes in markets, products, regulations, and the economy for the opportunities we may create.