Individually Managed Accounts
For the client or business whose portfolio requires special sensitivity to taxation, has a concentration in one particular asset, or, if there are special distribution needs that need to be met, our individually managed accounts offer a disciplined process which sets us apart from the typical retail investment experience. Our goal is consistent investment returns with accountability to the appropriate benchmark, all tailored to your individual needs.
Asset Allocation Portfolios
Whether your objective is income production or long term growth of your funds, our asset allocation portfolios provide exposure to a wide range of asset classes while tempering the asset mix to meet your individual risk tolerance. The benefit to you is consistent, long term performance with continuous portfolio monitoring. Our portfolios include:
Conservative: 80% fixed income and 20% equity
Moderate: 60% fixed income and 40% equity
Standard: 40% fixed income and 60% equity
Aggressive: 20% fixed income and 80% equity
All equity: 100% equity
Self-Directed Investments
Some investors prefer to manage a portion of their assets themselves. When you have a managed account with us, you make the investment decisions and we will place the trades for you and custody the assets on our platform.
Individual Retirement Accounts (IRA ) and IRA Rollovers
With IRAs, we can help you manage your taxes and save for retirement on a tax-favored basis. Plus, we can assist you with navigating the complex issues in rolling over a retirement plan from a previous employer while providing investment management or custody services for the assets you transfer.
Public Funds
Managing public money in today's regulatory environment can be a challenge and consume a lot of time. We can provide solutions to save you time and make sure all the compliance needs are met including review and recommendations for investment policy statements, analyzing cash flows to match maturities and meet shortfalls as well as recommending portfolio strategies to help increase the overall core portfolio returns. We provide ongoing account monitoring as well as detailed monthly reporting to communicate and comply with audit requirements.
Non-Profit Organizations
The responsibility of managing non-profit dollars includes the need for cost efficient investments that provide prudent, competitive returns within a realm of reasonable risk. Many non-profit accounts also have distribution requirements that need to be met. The hallmarks of our investment approach provide a firm foundation for a superior investment experience. We bring independence, academic research and disciplined management to all of the portfolios we oversee.