We offer all types of annuities for our customers, including fixed, equity-indexed, and variable options.
Annuities are contracts sold by an insurance company and designed to provide payments to the holder at specified intervals, usually after retirement. Annuities can be a suitable investment option for long-term investors and can provide a regular income stream. Because annuities grow tax-deferred, the holder is taxed only when they start taking distributions or if they withdraw funds from the account.
Mutual Funds
We specialize in helping our clients build an investment portfolio that is specific to their timeframe, risk tolerance, and financial goals—mutual funds are one option to consider.
Mutual funds are a smart, convenient way to invest, and there are thousands of professionally managed mutual funds to choose from. A mutual fund pools money from individual investors. The fund's professional manager invests the money in a portfolio of stocks, bonds and other securities. Benefits of mutual funds include diversification and money management. Mutual funds offer choice, liquidity, and convenience, but charge fees and often require a minimum investment.
Managed Money
This is where First Federal's advisors really outshine our competitors. If you are looking to HIRE a Financial Advisor instead of just PAY one, we are the choice for you. Managing client assets requires specialized expertise and is our number one business. We encourage you to schedule a complimentary consultation with us to see how we can help you. We are confident we can construct a quality portfolio aligned to your financial objectives and vision for the future.
Insurance Coverage
Your insurance portfolio should assist you in protecting and enjoying what you've earned during your lifetime and preserving wealth for your beneficiaries. If you need insurance for estate or financial planning, business or personal protection, our insurance specialists will help create a plan for you.
College Funding
It is estimated that college costs will rank as the second largest expense for a couple after their primary residence. We can help you by putting together a savings plan to offset the high cost of college. The use of 529 plans and Educational Savings Accounts have become very important savings vehicles for college expenses. Let us work with you to determine which account is best for your situation.