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Whether your dream vehicle is a car, truck, SUV, new or just new to you, we have a variety of financing terms for a payment that fits your monthly budget. We'll help you understand all of your financing options so that you can make the best choice. Use the link below to NADA Guides for helpful vehicle information and pricing. Please feel free to contact us for more information.

Auto Rates
Effective:  March 5, 2010

Model Year Max Term Fixed Rate APR
New 2009-2010 36 6.00% 6.49% (1)
  48 6.50% 6.88% (2)
  60 6.75% 7.06% (3)
  66 7.00% 7.29% (4)
  
Used 2006-2009 36 6.75% 7.25% (5)
  48 7.00% 7.38% (6)
  60 7.25% 7.56% (7)
2004-2005 36 7.00% 7.66% (8)
  48 7.25% 7.76% (9)
 
2003 48 8.00% 8.64% (10)
 
2002 36 8.25% 9.25% (11)
 
2001 24 8.75% 10.84% (12)
2000 & Older 24 9.00% 11.10% (13)
 
         
$150.00 Doc Fee, $30.00 VSI, 0.25% Rate Reduction for automated payment
 plan from a First Federal checking account. Contact a loan officer for further details.
 
       
(1) APR based on loan amount of $20,000 for 36 month term with monthly payment of $613.91
(2) APR based on loan amount of $20,000 for 48 month term with monthly payment of $478.57
(3) APR based on loan amount of $20,000 for 60 month term with monthly payment of $397.21
(4) APR based on loan amount of $20,000 for 66 month term with monthly payment of $369.26
(5) APR based on loan amount of $20,000 for 36 month term with monthly payment of $620.80
(6) APR based on loan amount of $20,000 for 48 month term with monthly payment of $483.24
(7) APR based on loan amount of $20,000 for 60 month term with monthly payment of $401.97
(8) APR based on loan amount of $15,000 for 36 month term with monthly payment of $468.71
(9) APR based on loan amount of $15,000 for 48 month term with monthly payment of $365.27
(10) APR based on loan amount of $12,000 for 48 month term with monthly payment of $297.35
(11) APR based on loan amount of $10,000 for 36 month term with monthly payment of $320.18
(12) APR based on loan amount of $7,000 for 24 month term with monthly payment of $327.19
(13) APR based on loan amount of $5,000 for 24 month term with monthly payment of $328.02