Rates effective as of December 16, 2011
|
Product Name
|
Minimum to
Open Account
|
Minimum Amount
to Earn Interest
|
|
Annual Percentage
Yield (APY)
|
|
DAILY ACCESS ACCOUNTS:
|
|
Statement Savings
|
$5.00
|
Any amount
|
.05%
|
.05%
|
|
Christmas Club
|
$5.00
|
Any amount
|
.05%
|
.05%
|
|
Earn E Eagle Savings
|
Any amount
|
Any amount
|
.05%
|
.05%
|
|
Free Checking
|
$50.00
|
Non interest bearing account
|
Non interest
bearing account
|
|
Free PLUS Checking (must have two other qualifying FFB products)
|
$50.00
|
Non interest bearing account
|
Non interest
bearing account
|
|
Premium Checking (Direct deposit required)
|
$50.00
|
$ 2,500.00 - 9,999.99
$ 10,000.00 - 24,999.99
$ 25,000.00 and above
|
.08%
.08%
.10%
|
.08%
.08%
.10%
|
|
Merit Checking (age 50+)
|
$50.00
|
$ 1,000 and above
|
.05%
|
.05%
|
|
Free Non Profit Checking
|
$100.00
|
Non interest bearing account
|
Non interest
bearing account
|
|
CLASSIC MONEY MARKET
|
$500.00
|
$ 0.00 - 999.99
$ 1,000.00 - 2,499.99
$ 2,500.00 - 9,999.99
$ 10,000.00 - 24,999.99
$ 25,000.00 - 49,999.99
$ 50,000.00 - 99,999.99
$ 100,000. - 199,999.99
$ 200,000 - 249,999.99
$ 250,000.00 and above
|
.00%
.05%
.05%
.05%
.10%
.25%
.30%
.40%
.40%
|
.00%
.05%
.05%
.05%
.10%
.25%
.30%
.40%
.40%
|
|
Non Profit Money Market Deposit Account (must have FFB non profit checking account)
|
$1,000.00
|
$ 0.00 - 49,999.99
$ 50,000.00 - 999,999.99 $1,000,000.00 and above
|
.10%
.30%
.40%
|
.10%
.30%
.40%
|
|
Health Savings Account
|
$50.00
|
$ 0.00 - 999.99
$ 1,000.00 - 4,999.99
$ 5,000.00 - 9,999.99
$ 10,000.00 and above
|
.05%
.05%
.05%
.10%
|
.05%
.05%
.05%
.10%
|
|
FIXED TERM, FIXED RATE (CERTIFICATE OF DEPOSIT) ACCOUNTS:
|
|
|
|
Minimum Amount
to Earn Interest
|
Interest
Rate
|
Annual Percentage
Yield (APY)
|
|
3 Month
|
|
$ 500.00
$ 10,000.00
|
.05%
.10%
|
.05%
.10%
|
|
6 Month
|
|
$ 500.00
$ 10,000.00
|
.10%
.20%
|
.10%
.20%
|
|
7 month
|
|
$500.00
$5,000.00
|
.15%
.20%
|
.15%
.20%
|
|
7 month, with DDA and 1 additional product and 3 services
|
|
$500.00
$5,000.00
|
.20%
.30%
|
.20%
.30%
|
|
9 Month
|
|
$500.00
$10,000.00
|
.20%
.40%
|
.20%
.40%
|
|
12 Month
|
|
$ 500.00
$10,000.00
|
.25%
.40%
|
.25%
.40%
|
|
13 Month
|
|
$ 500.00
$5,000.00
|
.30%
.40%
|
.30%
.40%
|
|
13 Month, with DDA and 1 additional product and 3 services
|
|
$ 500.00
$5,000.00
|
.40%
.50%
|
.40%
.50%
|
|
18 Month
|
|
$ 500.00
$10,000.00
|
.40%
.65%
|
.40%
.65%
|
|
24 Month
|
|
$ 500.00
$10,000.00
|
.50%
.70%
|
.50%
.70%
|
|
25 Month
|
|
$ 500.00
$5,000.00
|
.50%
.70%
|
.50%
.70%
|
|
25 Month, with DDA and additional product and 3 services
|
|
$500.00
$5,000.00
|
.65%
.80%
|
.65%
.80%
|
|
37 Month
|
|
$10,000.00
|
1.15%
|
1.15%
|
|
48 Month
|
|
$ 500.00
$10,000.00
|
1.00%
1.15%
|
1.00%
1.15%
|
|
60 Month
|
|
$ 500.00
$10,000.00
|
1.00%
1.15%
|
1.00%
1.15%
|
|
FIXED TERM, FIXED RATE (CERTIFICATE OF DEPOSIT) ACCOUNTS:
|
|
18 Month Fixed Rate IRA
|
|
$ 500.00
$10,000.00
|
.45%
.65%
|
.45%
.65%
|
|
 |