Credit where credit is due.


My First Federal Bank mortgage lender is a problem-solver.

“Everything First Federal Bank did, you could tell they went to bat for us.”

With a growing family, the Selikson’s were ready for their first home. Knowing they needed guidance, First Federal Bank gave them resources to repair their credit and understand the purchasing process so they could get moving.

The Selikson Family

When Tyler and Kari Selikson came to First Federal Bank, they were in a sticky situation. They had taken several responsibilities in a short amount of time. Tyler was promoted to restaurant manager, and they moved to Florida to open a restaurant. As a result, they took on massive credit card debt.

“I was living on what was right in front of me at the time and not thinking about the future,” says Tyler. “We ended up moving to Florida to open up this restaurant.  We found out five days after we moved that we were pregnant.”

Once the debt had been paid, their credit was a problem. They knew they were not in a good position to purchase a home for their growing family, so they turned to First Federal Bank.

Their lender knew the particular credit repair agency for Tyler and Kari to work with. Tyler confirms that “First Federal Bank wasn’t going to send us to a crediting company that was going to put us and them in a bad spot.”

It wasn’t long before their credit was fixed, and they could start the process of buying their first house. About a year later, they were pre-approved for an FHA mortgage; and a few months later, they closed on their home. Tyler says, “First Federal Bank made me feel like family. Everything we did, we did it together.”


First-Time Homebuyer Tips

Explore these helpful tips when getting ready to buy a home for the first time.

The Homebuying Process

This infographic will walk you through the ten steps to buying your first house and getting a mortgage.

Application Checklist

Here’s a handy mortgage checklist to help you and your co-borrower prepare to file your mortgage application.

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