4.125% APR Fixed HELOC Special

 The convenience of a home equity line of credit with the peace of mind of a fixed rate. Some things are just better together. 

•  No rate changes
•  Waived appraisal and closing fees
•  Access cash on your terms


Finance Life Events

Pay for higher education, consolidate debt, or pay for unforeseen expenses by tapping into your home's equity.

Make Home Improvements

Even the sweetest homes need a little TLC. Our short video shows which home improvements pay off.


Understand Your Options

Cash-Out Refinance vs. Home Equity Line of Credit. We've broken down the pros and cons to help you decide which is the best for your needs.



*4.125 is the Annual Percentage Rate. Minimum draw of $10,000 required at opening. Maximum line amount of $100,000 and maximum LTV of 80%. Subject property must be owned and occupied by applicant as a primary or secondary residence. There is a 5-year draw period of interest only monthly payments. The minimum monthly interest payment is $100.00. The 5-year draw period is followed by a 10-year payback period of principal and interest payments which is billed monthly. During the draw period, you can access your funds by writing checks. There is no annual fee or non-usage fee. There is an early termination fee if a customer decides to close their line (not just pay it to zero) within the first 24 months. The fee is 2% of the balance at closing, with a maximum of $300. All fees to set-up the account are waived. Property insurance is required. Flood insurance may be required. Offer of credit is subject to credit approval. Subject to change without notification.