Your big ideas and our low rates are better together!
Rates as low as 3.99% APR*
• No rate changes
• Waived appraisal and closing fees
• Access cash on your terms
Make Home Improvements
Even the sweetest homes need a little TLC. Our short video shows which home improvements pay off.
Understand Your Options
Cash-Out Refinance vs. Home Equity Line of Credit. We've broken down the pros and cons to help you decide which is the best for your needs.
*APR is Annual Percentage Rate. Minimum draw of $10,000 required at opening. Maximum line amount of $200,000. Subject property must be owned and occupied by applicant as a primary or secondary residence. There is a 5-year draw period of interest only monthly payments. The minimum monthly interest payment is $100.00. The 5-year draw period is followed by a 10-year payback period of principal and interest payments which is billed monthly. During the draw period, you can access your funds by writing checks. There is no annual fee or non-usage fee. There is an early termination fee if a customer decides to close their line (not just pay it to zero) within the first 24 months. The fee is 2% of the balance at closing, with a maximum of $300. All fees to set-up the account are waived. Property insurance is required. 80% TLTV maximum. Flood insurance may be required. Offer of credit is subject to credit approval. Subject to change without notification. Consult a tax advisor regarding the deductibility of interest. Offer expires April 30, 2020. NMLS #424191.