E-Checking puts the power of banking in your hands. Simplify daily tasks while still enjoying all of the features and benefits you love about our checking accounts.
Must be 18 years or older to open an account online.
Convenience & Value
- No minimum account balance
- Free Mobile Deposit1, People Pay1, OnLine Banking and Bill Pay, and Mobile Banking1
- Access to 32,000 ATMS nationwide without a surcharge fee through the Money Pass® ATM network. Find locations
- Up to $8 in refunds of another bank's ATM charges
Requirements & Fees
- Open with a $50 minimum deposit
- Free E-Statements3
- Avoid $10 monthly service charge and fees from other bank's ATMs4, if you:
- Enroll in Direct Deposit from an income source (e.g., payroll, Social security, Pension, etc.)
- AND enroll in E-Statements
- AND enroll in OnLine Banking
- AND have an active Debit Card (at least one point-of-sale transaction that posts and settles three business days prior to statement cycle date)
- Must be 18 years or older to open an account online.
Which Account Fits You
|Free Mobile Deposit 1||Yes||Yes||Yes||Yes|
|Exclusive Relationship Savings Account||Yes||Yes||Yes|
|Refund of ATM Charges from Another Bank's ATM||Up to $8|
|Discount on Consumer Loan Fees||Yes||Yes|
|Free Paper Statements||Yes||Available upon request for those aged 65 and better|
|50% Discount on Safe Deposit Box (Pending Availability)||Yes|
|Interest Earned||Tiered Interest Rates and APYs (Annual Percentage Yield) |
|Free Checks||First Order of Non-Duplicate, Standard Checks |
|Check Writing||Unlimited||Limit of 10 checks per month with a $1 fee for each check thereafter||None||Unlimited|
|No Monthly Service Charge if You||Maintain an Average Daily Balance of $1,000 or Combined Deposit and Loan Account Balances of $20,000 or more. ||- Direct Deposit from Income Source - AND Enroll in E-Statements - AND Enroll in OnLine Banking - AND Have an Active Debit Card (1 or more point-of-sale transaction)|
|Monthly Service Charge if Requirements are Not Met||$10||$10||$0||$0|
|Minimum Balance or Average Daily Balance||See Above||None||None||None|
|Minimum to Open Account||$50||$50||$50||$50|
1 Your use of First Federal Bank Mobile Banking services are governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply.
2 First 10 checks free, $1.00 fee for each check thereafter per statement cycle.
3 A $3.00 paper statement fee applies for those that elect to receive a paper statement per statement cycle.
4 Up to $8 in other banks ATM fees per statement cycle.