Relationship Checking

Our relationship is great, right? Let’s make it even better with a Relationship Checking Account. Get extra perks for having multiple accounts with us.

We appreciate your loyalty and want to give you the best. You'll love the exclusive benefits from this checking account. It's another way we're better together.


Must be 18 years or older to open an account online.

Exclusive Benefits

  • Earn more with tiered interest rates
  • Exclusive, no-minimum-balance Relationship Savings account
  • 50% discount on safe deposit box (if available)
  • Complimentary first order of standard checks
  • Unlimited check-writing

Value-Added Extras

Requirements & Fees

  • Open with a $50 minimum deposit
  • Maintain a $1,000 average daily balance or $20,000 in combined deposit and loan balances to avoid a $10 monthly service charge
  • Must be 18 years or older to open an account online.

Which Account Fits You

Relationship Checking


Student Banking

Simple Checking

Free Mobile Deposit 1YesYesYesYes
Exclusive Relationship Savings AccountYesYesYes
Refund of ATM Charges from Another Bank's ATMUp to $8
Free Paper StatementsYesAvailable upon request for those aged 65 and better
50% Discount on Safe Deposit Box (Pending Availability)Yes
Interest EarnedTiered Interest Rates and APYs (Annual Percentage Yield)
Free ChecksFirst Order of Non-Duplicate, Standard Checks
Check WritingUnlimitedLimit of 10 checks per month with a $1 fee for each check thereafterNoneUnlimited
No Monthly Service Charge if YouMaintain an Average Daily Balance of $1,000 or Combined Deposit and Loan Account Balances of $20,000 or more. - Direct Deposit from Income Source - AND Enroll in E-Statements - AND Enroll in OnLine Banking - AND Have an Active Debit Card (1 or more point-of-sale transaction)
Monthly Service Charge if Requirements are Not Met$10$10$0$0
Minimum Balance or Average Daily BalanceSee AboveNoneNoneNone
Minimum to Open Account$50$50$50$50


1 Your use of First Federal Bank Mobile Banking services are governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply.