Relationship Checking

Building a relationship with us is rewarding! Earn interest and enjoy great perks.

As a community bank, building value-added relationships is our priority. Enjoy the exclusive benefits from our Relationship Checking Account. It's another way we're better together.


Must be 18 years or older to open an account online.

Exclusive Benefits

  • Earn more with tiered interest rates
  • Exclusive, no-minimum-balance Relationship Savings account
  • 50% discount on safe deposit box (if available)
  • Complimentary first order of standard checks
  • Unlimited check-writing

Value-Added Extras

Requirements & Fees

  • Open with a $50 minimum deposit
  • Maintain a $1,000 average daily balance or $20,000 in combined deposit and loan balances to avoid a $10 monthly service charge
  • Must be 18 years or older to open an account online.

Which Account Fits You

Relationship Checking

Simple Checking

Student Banking

Free Mobile Deposits, People Pay & Bill Pay within our mobile app1
MoneyPass® ATM Network Without Surcharge Fees
Exclusive Relationship Savings Account
Check Writing Available
Interest Paid
(Tiered interest rate and Annual Percentage Yield)
Complimentary First Order of Checks
(non-duplicate, standard checks)
Free Paper Statements
Account-to-Account Overdraft Transfer Fee Waived
Half-off Safe Deposit Box Rental
(Pending availability)

Minimum Account Balance to Avoid a Monthly Service Charge

Average daily balance of $1,000 or combined deposit and loan account balances of $20,000 or more



Monthly Service Charge if Requirements Not Met2$10$0$0
Minimum to Open the Account$50$50$50


1 Your use of First Federal Bank Mobile Banking services are governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply. 

2 Monthly fee charged according to statement cycle.