Mortgages

Your mortgage needs are as unique as your style. And just like you have a specific vision for your home, our neighborhood lenders take time to personalize a mortgage to fit your budget and lifestyle.

Check out our money-saving rates and read through our Homebuyer's Guide to know what to expect during the process and ensure you have all the information you need to apply for a mortgage.

Fixed-Rate Mortgage Loans

When you want certainty, you want a Fixed-Rate Mortgage from First Federal Bank. Your payments for principal and interest will remain the same every month so you can budget accordingly.

Adjustable-Rate Mortgages

If you're looking for a lower interest rate at the beginning of your mortgage, our Adjustable-Rate Mortgages (ARM) can be a good fit depending on your goals.

Construction Loans

When building your new home, focus on your blueprints coming to life and let us supply the home construction loan that's right for your financial and construction needs.

First-Time Homebuyer Options

Buying a home is an exciting milestone in life. When you're buying your first home, we'll be here to answer questions and show you the best mortgages for your situation.

No/Low Down Payment Mortgage Options

Want fewer obstacles to homeownership? We can help you get a mortgage with little to no down payment. Go beyond traditional.

Low Interest Home Improvement Loans

Make your home more efficient whether it is weatherproofing or new windows, or just more comfortable with an updated kitchen, new furnace or an outdoor patio. It’s up to you.