Mortgages

Your mortgage needs are as unique as your style. And just like you have a specific vision for your home; our local mortgage lenders throughout Indiana, Ohio and Michigan take time to personalize a mortgage to fit your budget and lifestyle.

Whether you’re building, buying or improving a home, First Federal Bank can offer you a mortgage that fits your needs. As you begin your home buying process, check out our money-saving mortgage rates, calculators and helpful homebuying tips within our blog to know what to expect during the home buying process.

When you’re ready to shop for a new house, use our Home Comparison Tool  to save key details as you tour potential new homes. To get started, simply apply for a mortgage online , or find a local mortgage rep in OH, IN or MI to learn more or get pre-qualified or pre-approved for a home loan.

Fixed-Rate Mortgage Loans

When you want certainty, you want a Fixed-Rate Mortgage from First Federal Bank. Your payments for principal and interest will remain the same every month so you can budget accordingly.

Adjustable-Rate Mortgages

If you're looking for a lower interest rate at the beginning of your mortgage, our Adjustable-Rate Mortgages (ARM) can be a good fit depending on your goals.

Construction Loans

When building your new home, focus on your blueprints coming to life and let us supply the home construction loan that's right for your financial and construction needs.

First-Time Homebuyer Program

Buying a home is an exciting milestone in life. When you're buying your first home, we'll be here to answer questions and show you the best mortgages for your situation.

No/Low Down Payment Mortgage Options

Want fewer obstacles to homeownership? We can help you get a mortgage with little to no down payment. Go beyond a traditional mortgage.

Low Interest Home Improvement Loans

Make your home more efficient whether it is weatherproofing, new windows, or just more comfortable with an updated kitchen, new furnace or an outdoor patio. It’s up to you.

Home Loan for Medical Professionals

Our Medical Professional Loans allows doctors, nurse practitioners, dentists and veterinarians to secure a home loan as you begin your career, plan for relocation or make a career change.