Adjustable-Rate Mortgages

If you're looking for a lower interest rate at the beginning of your mortgage, our Adjustable-Rate Mortgages (ARM) can be a good fit depending on your goals.

The rate for ARMs will fluctuate depending on economic factors, meaning you could end up paying more than a fixed-rate mortgage the longer you keep the mortgage. But the savings on the front end are significant.

Lower Initial Rates

  • Rate is capped and will never exceed a certain percentage
  • Helps you borrow more money to buy more house
  • Good choice if you plan to sell in a few years and/or you expect your income to keep pace with possible rate adjustments