Fixed-Rate Mortgage Loans

When you want certainty, you want a Fixed-Rate Mortgage from First Federal Bank. Your payments for principal and interest will remain the same every month so you can budget accordingly.

This is still the most popular mortgage option among homeowners who want to know exactly what their payment will be every month.

Stability and Certainty

  • Choose terms of 10, 15, 20 or 30 years at a competitive rate
  • Shorter terms carry lower rates with higher payments
  • Longer terms with higher rates and lower payments
  • Good choice if you plan to stay in your home many years and don't want the risk of fluctuating rates