Low Interest Home Improvement Loans

First Federal Bank is your home for affordable, low interest home improvement loans. 

Use the money to make your home more efficient, such as weatherproofing, new windows, or just more comfortable with an updated kitchen, new furnace or an outdoor patio. It’s up to you.

Better Together Energy Efficiency Loan Program1

Helps homeowners with projects to make their homes more energy efficient, in order to save money by lowering energy costs.

  • Loans up to $2,500
  • Low, fixed 3.00% APR
  • No closing costs
  • Terms up to five years

Better Together Home Improvement Loan Program2

Get the money you need to finally tackle home improvement projects.

  • Loans up to $10,000
  • Low, fixed 5.00% APR
  • No closing costs
  • Terms up to seven years

 

Disclosures 

1 Fixed 3.00% APR. No closing costs for this unsecured loan program. For a loan of $2,500, monthly payments of $44.92 will apply for a term of 60 months. Program only available in counties where First Federal Bank has branches and the counties of Hillsdale, MI and Van Wert, OH, to clients with properties located in Federally designated low or moderate income census tracts and/or who have income below 80% of the area median income, as updated annually by FFIEC. Subject to credit approval. Exclusions and limitations apply. Program subject to change without notice.

2 Fixed 5.00% APR. No closing costs for this unsecured loan program. For a loan of $10,000, monthly payments of $141.34 will apply for a term of 84 months. Program only available in counties where First Federal Bank has branches and the counties of Hillsdale, MI and Van Wert, OH, to clients with properties located in Federally designated low or moderate income census tracts and/or who have income below 80% of the area median income, as updated annually by FFIEC. Subject to credit approval. Exclusions and limitations apply. Program subject to change without notice.